One credit card that may offer a $100,000 credit limit is the Chase Sapphire Preferred® Card. Most credit cards will only list minimum spending limits in their terms, so the $100,000+ credit limits are anecdotal. The best high limit credit cards offer spending limits of $10,000 or more to the most creditworthy applicants.
In order to get $100,000+ in spending power, you need a lot of assets and income, little debt, and a spotless credit history. Let’s look at some of the most popular offers with high floors and, hopefully, even higher ceilings so you can see for yourself.
Some of the Best High Limit Credit Cards
| Card Name | Minimum Credit Limit |
| $10,000+ | |
| $5,000+ | |
| $1,000+ | |
| $1,000+ |
In order to have a better chance of getting the highest credit card limit possible in your situation, you should make sure to always pay bills on time, use 30% or less of your available credit, pay down your debts, save money for the future, and otherwise make good financial decisions.
This answer was first published on 04/24/23 and it was last updated on 03/07/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
