Policygenius (2024)

FAQs

Can I trust Policygenius? ›

Policygenius Trustworthiness: 4.8 ★ / 5

Policygenius is a life insurance marketplace and an independent insurance broker but is not the issuer of the policies. Instead, Policygenius chooses to work only with insurance companies that have at least an A- financial rating.

Policygenius does not engage in any sharing of personal information that you can limit. Questions? Call 1-855-695-2255 or email privacy@policygenius.com. Go to https://www.policygenius.com/about/privacy/.

Over 30 million people have shopped for insurance with Policygenius. And the company has helped consumers purchase over $90 billion in coverage so far. Policygenius has an average 4.8 out of a 5-star rating scale through Trustpilot based on over 2,000 reviews.

Policygenius is worth it for people looking to compare offers from multiple home insurers at once. Users can also conveniently shop for other types of insurance — like auto insurance and life insurance — and save by bundling policies. Licensed agents are available 24/7 to answer questions and provide advice.

How does Policygenius make money? We're an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you're not paying any extra for working with us to buy a policy.

Wealthy people buy cash value life insurance so they can utilize it for its living benefits. Life insurance purchased by wealthy people and businesses is often used as a vehicle for providing liquidity, reducing financial liabilities, and reducing their tax profile.

In 2023, Policygenius was acquired by Zinnia, an insurance technology and digital services company.

Founded in 2014 by current CEO Jennifer Fitzgerald and Francois de Lame, Policygenius allows consumers to conveniently compare and purchase insurance products from a single platform. Policygenius' platform lets users buy homeowner's insurance, life insurance, car insurance, and other products.

IF YOU WISH TO OPT OUT OF PROMOTIONAL CALLS OR TEXTS, YOU MAY EMAIL PRIVACY@POLICYGENIUS.COM OR CALL US AT 1-855-695-2255. YOU MAY ALSO RESPOND TO ANY PROMOTIONAL TEXT RECEIVED ON YOUR MOBILE DEVICE WITH THE WORD “STOP” TO OPT OUT OF PROMOTIONAL TEXTS.

I watch her show myself. Where I don't agree with here on a couple of things I'm going to point that out to you today in this video. What does Suze Orman say about life insurance? Suze Orman recommends that generally most people should get a 20 year term life insurance policy at 20 times your annual income.

What is the number one trusted life insurance company? ›

Life Insurance Corporation of India (LIC) is termed as the strongest insurance brand with a steady brand value of $9.8 billion, a brand strength index score of 88.3, and an associated AAA brand strength rating, notes a report by Brand Finance Insurance 100 2024.

State Farm is the largest home and auto insurance company in North America, capturing 17.79 percent of the home market and 18.31 percent of auto.

There's no fee to use Policygenius. Rather, Policygenius makes its money by being paid a commission for each insurance policy that it sells. The commission is included in the policy prices that you're quoted by Policygenius agents, and its amount may vary by insurer and policy type.

Policygenius Also Offers These Insurance Products

You don't have to submit to an in-person medical exam that involves blood and urine tests. And the insurer says it typically takes only 24 hours to receive a decision once you've completed all the requirements.

Policygenius' platform lets users buy homeowner's insurance, life insurance, car insurance, and other products. Policygenius acts as an independent insurance broker and, as such, is paid a commission by insurance companies upon each sale.