Does travel insurance cover hotel costs? | Allianz Global Assistance (2024)

FAQs

Does travel insurance cover hotel costs? | Allianz Global Assistance? ›

Travel insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

If your trip is canceled for a covered reason, a policy will often reimburse airline tickets, hotel rooms, rental cars, tours, cruises and other prepaid, non-refundable expenses.

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people—anytime, anywhere. As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.

The benefit is designed to protect prepaid, nonrefundable reservations, including flights, hotel reservations and other bookings if the trip is canceled due to an extraordinary circ*mstance. Each policy will state exactly which events are considered valid reasons for cancellations.

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Travel insurance plans with delay coverage offer specific advantages to travelers. The policy ensures comfort during delays by paying for hotel rooms and meals. It also covers additional expenses, such as taxis or ride-shares during your unscheduled stay or any other services you might need.

International travel medical insurance typically offers benefits that cover emergency medical, dental and evacuation services. Some plans, like those with added travel protection benefits, cover specific travel-related circ*mstances, like trip cancellation, trip interruptions or lost baggage.

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company.

Upon purchasing Global Travel Plus' global emergency medical assistance services, anytime you are traveling 100 miles or more away from home or in another country, you will be protected by Global Travel Plus' assistance resources. Services include: Medical Referrals. Medical Monitoring. Emergency Medical Evacuation.

What happens if I cancel a non refundable hotel? ›

The refund will be at the hotel's discretion, so your best bet is to appeal to the management's compassion. Although this is a stressful time, you are more likely to succeed if you can keep as calm and polite as possible.

Experts say most places will offer you a refund if you have a reasonable excuse. If you are stuck with a nonrefundable room, try changing the date of your reservation. Some hotels will let you move the date of your stay if you ask. You can also resell your room and get your money back that way.

Your credit card's trip cancellation insurance may reimburse you for prepaid flights and hotel stays booked with your credit card.

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

One of the most common travel expenses is accommodations and lodging. This can include anything from a hotel room to an Airbnb rental. If you need to pay for overnight accommodations on a work trip, whether that's a hotel or other type of lodging, it counts as a travel expense.

Just like your hotel has different parts to give guests an amazing experience, so to does your hotel insurance provide different types of coverage to give you complete protection. The main areas of coverage are: Property Insurance, General Liability Insurance, Secondary Liability Coverages, and Additional Coverages.

Trip cancellation benefits can help if you need to cancel your trip for a covered reason. You may be reimbursed for your prepaid nonrefundable trip costs – expenses like airfare, cruise fare, and hotel reservations. Trip delay benefits can reimburse you for eligible expenses in the event of a covered delay.