Change Fees Benefit | Allianz Global Assistance (2024)

FAQs

Does travel insurance cover change fees? ›

Definition: You have to change the dates on your airline ticket for a covered reason. Travel insurance can reimburse you for the fees charged by the airline to change these dates up to the benefit limit described in your plan's letter of confirmation.

For the fastest service, you can cancel your plan by visiting our online plan management tool. For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip.

Will Travel Insurance Cover Costs if I Need to Switch Flights? Travel insurance for flight changes is also available. But most policies don't cover you if you simply change your mind about a flight. Trip interruption and cancellation policies cover a range of unforeseen circ*mstances.

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people—anytime, anywhere. As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.

Change Fee: This is a fee the airline charges to make a change to a reservation, typically to rebook on a different flight. Cancellation (Refund) Fee: This is a fee the airline charges to cancel a reservation and process a refund.

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan.

Good news – you can purchase a plan, read it cover to cover, and if you aren't completely satisfied, you can request a refund within 15 days of your purchase, as long as you haven't started your trip yet or initiated a claim.

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

Cancellation cover is a common inclusion with most standard travel insurance policies, but you can take it out separately if it doesn't offer enough cover. Alternatively, if you only want cancellation cover to protect you against cancelled flights rather than baggage protection, you can get it for that.

Does travel insurance cover trip cancellations? ›

Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

If you need to change your flight dates, destinations, or times, your ticket must be reissued. In some cases, airlines will charge a fee for exchanging a ticket. Airline ticket changes are per ticket and costs can widely vary depending on the type of ticket you purchased.

As soon as your claim is processed, we will make payment; however, please be aware that it may take up to 10 working days for the money to show up in your bank account due to bank transaction timelines.

Claim payments are issued by us right after your claim is processed: however, please note that, depending on the bank transaction timelines, the payment can take up to 10 working days to appear in your bank account.

If you have travel insurance, you may be able to claim for the costs of rescheduling - as long as you meet the qualification criteria. If your flight was delayed or cancelled, there's a good chance your travel insurer will cover* the costs of reaching your final destination.

Can I cancel my flight with travel insurance? In many cases, yes, you can cancel your flight and be reimbursed if you have an eligible reason for canceling. You may not cancel the flight because you've changed your mind. You must have a valid reason that is detailed in your travel insurance policy.

While most travel insurance policies include some level of cancellation cover, the extent of this cover can vary significantly between different insurers.

Cancellation protection for flights is typically included with standard travel insurance, but if it's not enough for your needs, you can buy dedicated cancellation insurance as an add-on or as a standalone policy.

Here are some examples: The unexpected death, sickness or injury of you, a travelling companion, or a family member. You need to attend the birth of a family member's child. Travel carrier cannot get you to your destination due to a natural disaster or severe weather.