The best $1,000 loans with no credit check are from OppLoans, Integra Credit, and Upstart.None of these loan providers use applicants’ credit history as a condition for approval, though it’s important to note that approval is never guaranteed. Lenders will look at things like your income and employment status to determine your ability to pay.
Best $1,000 Loans With No Credit Check
- OppLoans: Loans of $500 - $4,000 available
- Integra Credit: Loans of $500 - $3,000 available
- Upstart: Loans of $1,000 - $50,000 available
The lenders above offer the best loans of $1,000 with no credit check because they don’t require collateral and they have rates that are relatively low compared to those of predatory payday lenders. They’re not the only places to borrow without having your credit pulled, though.
Other Places to Get a $1,000 Loan With No Credit Check
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Borrow from friends and family
There’s no limit on the amount you can borrow from friends and family, as long as they’re willing to lend it. Just be sure to have a solid repayment plan so you don’t ruin your relationship.
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Pawnshops
Pawnshops typically offer 25% - 60% of an item’s value, and they hold onto that item while you repay the money with interest. The interest is expensive, though, and if you don’t pay on time the pawnshop will sell the item rather than return it to you.
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Auto title lenders
You can get a loan of around 25% to 50% of the value of your car, to be repaid in 15 to 30 days. But if you can’t pay it back - with interest as high as 25% of what you borrow - you could lose your car.
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Payday lenders
Borrowing from a payday lender should be an absolute last resort, as they charge extremely high fees, often equivalent to a 400% APR. Payday loans must be paid back from your next paycheck, and you usually will not be able to borrow more than $500 - $1,000, depending on the state.
This answer was first published on 05/03/23 and it was last updated on 10/12/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
